When Is a Car Considered Totaled?

Car Accident on Highway


If you find yourself in an accident near Pickerington, then you likely have many thoughts swirling around in your head, but one is likely clearer than the rest: “Is my car totaled?” This is typically determined by insurance companies, but there are some indicators that point to a totaled car. Learn more about the “car totaled” meaning with Byers Collision Center.

 

 

Signs of a Totaled Car

In general, when is a car considered totaled? The answer is simple — when it costs more to repair a vehicle than it is worth. Keep the following in mind.

  • If you’re unable to drive your car after an accident, then there’s a good chance that the repair costs will exceed your car’s value.
  • When there is major damage to the car’s frame, your insurance company may deem it a total loss. Car frame repairs are exceptionally expensive.
  • The age of your vehicle matters. When you drive an older car, there is a greater chance of it being totaled in an accident.
  • High mileage on a car typically translates to a lower value. If your odometer is high at the time of an accident, then it’s more likely for your car to be considered totaled, even if you keep it up-to-date on service.

What to Do If Your Car Is Totaled In an Accident

Make sure to contact your insurance company and file a claim following an accident. The provider will assess the cost of repairs and decide whether your car is a total loss. Many factors are included in this decision, such as age, mileage, and condition. In the event that your car is deemed totaled, you will receive payment for your car’s value at the time of the accident. The deductible on your collision and comprehensive insurance coverage will be deducted from that amount.

Rely on Byers Collision Center for Expert Body Work

Now that you understand the meaning of “car totaled,” you should have a better idea of what to expect after a collision. If your vehicle can be repaired, make sure to rely on Byers Collision Center near Pickerington to restore it to excellent condition. Get in touch with our team to learn about our collision repair services or to get an estimate.

 

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