Does Car Insurance Cover Hail Damage?

Hail on a car roof

Has your car endured hail damage following a storm in the New Albany area? If so, then it’s important to know that repairs will only be covered if you have comprehensive auto insurance. With only liability insurance, hail damage won’t be covered. Learn more about full insurance coverage and how to prevent hail damage with Byers Collision Center.



What Does Full Car Insurance Cover?

Drivers in Pickerington are legally required to have liability insurance. However, this type of policy only covers repairs for damage to the other vehicle if you are responsible for an accident, not your own. To better protect an automotive investment, many opt for full coverage auto insurance, which includes liability insurance, collision insurance, and comprehensive insurance. Full car insurance covers the following:

  • Injuries and damages incurred by another driver/vehicle in the event of a collision in which you are the driver at fault.
  • Damage to your vehicle in the event of an accident, even if you’re the driver at fault.
  • Any vehicle damage outside of an accident, such as fire damage, hail damage, theft, and more.

As you can see, you’ll find yourself in a much better situation following an accident when you have full coverage auto insurance.

How to Prevent Hail Damage

Does insurance cover hail damage to a car? Full coverage auto insurance does, but perhaps it’s best to consider how to prevent hail damage in the first place. Consider these helpful tips from Byers Collision Center.

  • Monitor the weather. The sooner you know about an incoming storm, the sooner you can move your car.
  • Park your car in a garage. This may be obvious advice, but it could save your vehicle from significant hail damage.
  • If you don’t have a garage or access to one, consider a temporary carport. There are plenty of inexpensive, easy-to-build options on the market.
  • Use a car cover. This may not prevent damage entirely, but it can certainly lessen the impact.
  • Pull off the road to a covered area, such as a gas station or parking garage, if you’re driving in the Gahanna area when a storm hits. This will not only help to prevent damage but also keep you out of harm’s way.
  • Cover your hood with your cabin’s floor mats. This is a last resort, but since most floor mats are pretty thick, they can provide some protection.

Get an Estimate for Hail Damage Repair at Byers Collision Center

Get in touch with Byers Collision Center if you are seeking hail damage repair in the Columbus area. Our expert technicians have the experience and finesse to return your car to like-new condition. Get an estimate or schedule your repair today.


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