Does Car Insurance Cover Towing?

tow truck loading car

 

Does car insurance cover towing? For most drivers in New Albany and Pickerington, tow services are an optional add-on that you can include with comprehensive coverage plans. However, there are some cases in which towing reimbursement may be included – like roadside assistance programs. It’s a good idea to take a look at your tow insurance privileges ahead of time, so you know what you can expect in an emergency. Let’s dive into a few scenarios below, and feel free to contact the team at Byers Collision Center if you have any questions.

When is Towing Service Covered?

Tow services can be a real lifesaver if you find yourself stranded on the Gahanna roads, but they can cost a pretty penny if you aren’t covered under insurance. And while tow insurance can vary from insurer to insurer, most companies require drivers to carry collision and comprehensive insurance before adding on extra benefits. Here are a few ways that you might have access to towing reimbursement:

  • If your car becomes seriously damaged and you are not at fault, the other driver’s insurance plan may cover towing reimbursement for you.
  • If you have a new vehicle with complimentary roadside assistance, this usually includes tow services to the nearest repair shop within a set distance.
  • If you buy a third-party roadside assistance or tow service plan, you can usually take advantage of tow insurance night or day.

What Does Roadside Assistance Cover?

Many drivers receive tow services through a roadside assistance program. Roadside assistance offers a wide range of vital services to help you get out of a stressful situation quickly. This generally includes emergency services like towing and winching. But, you can also take advantage of perks like jump starts, locksmith service, flat tire assistance, and even fuel delivery. Be sure to shop around and ask your potential insurers plenty of questions, so you get the coverage level that you want. It’s well worth the peace of mind.

Find Quality Collision Repair Services in Columbus

Now we’ve gone over the question, “Does car insurance cover towing?” If you need collision repair services following a car accident, don’t hesitate to reach out to us at Byers Collision Center. Our team can give you an estimate on repair costs, and we can go over your options in depth. Contact us to learn more.

Byers Collision Center 39.9856016, -82.8953536.